Increase your business credit card limit

Amplify Business Credit Card

From time to time, you may need more headroom with your credit limit on your card. For example, you may be travelling overseas, need to make that large purchase or want to avoid being charged Over Limit fees.

Easy ways to apply

After your account has been opened for 6 months, you can choose to apply for an increase to your credit limit on your card. To be eligible to apply for a BankSA credit card limit increase you must be the primary cardholder, not an additional cardholder, and must not have requested a credit card limit increase in the last 6 months. You must also meet our credit criteria to be approved for a credit limit increase.

You can apply to increase the credit limit on your card in any of these ways:

Information you'll need to complete your application

• Driver licence number, if you have one, for yourself and each applicant
• Details of weekly income before tax for each applicant
• Details of your assets, savings or investments
• The repayment amounts and balances owing on any liabilities (including credit cards, store accounts, etc.)
• If you are self-employed you will also need recent tax information.

Final approval depends on

• Your ability to meet BankSA's normal credit assessment criteria and to provide BankSA with any further information required.
• Satisfactory transaction history on your credit card account and other accounts held with us.

 

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Visa Business Credit Card

You can choose to apply for an increase to your credit card facility or facility limit by calling our Business Banking specialists on 1800 804 411 or by visiting your nearest branch.