Business loans
Business loan for startups
A business loan for startups could help get your dreams off the ground.
- For businesses that have operated for less than 2 years
- Borrow between $10k and $50k
- Loan terms of up to 5 years.
Apply by calling 1800 804 411
Small business loan
A term loan to purchase, start or grow your business.
- Borrow from $20k
- Loan to value ratios of up to 100% depending on security offered*.
Apply by calling 1800 804 411
Vehicle and equipment finance
Finance for all your business equipment and vehicle needs using the asset as security.
- New vehicle or specialised equipment
- Tailored repayments
- Potential tax benefits1.
Unsecured commercial overdraft
A term loan to purchase, start or grow your business.
- Access up to $250K additional funds in your business transaction account
- No fixed term, pay what you can, when you can - as long as the overdraft stays under the limit
- No security required for the overdraft.
For existing eligible BankSA customers.
Apply by calling 1800 804 411
Commercial overdraft
- Seeking more than $1M
- Financial support during cash flow shortfalls
- Money available to an agreed limit.
Apply by calling 1800 804 411
Important informationRead about changes affecting some business finance contracts entered into, renewed or varied from 12 November 2016. |
More for your business
Important information
Credit criteria, fees, charges, terms and conditions apply. Talk to your banker for more details.
* Loan amount of up to $3m per customer, with a maximum of $3m in exposure across customer group facilities. Businesses must be operating and profitable for at least two years. Loans only available for purchase of owner – occupied non-specialised commercial property or business expansion. You should consider the increased risks associated with high loan to value ratio borrowing.
1. The taxation position described is a general statement and should only be used as a guide. It does not constitute tax advice and is based on current tax laws and their interpretation. Customers must seek their own independent tax advice in relation to their individual circumstances.