Business loans
Discover growth opportunities and manage your cashflow with a BankSA loan for businesses big and small.
Features
- Loan amount starting from $20,000
- Fixed or variable interest rates with flexible repayment features
- Up to 30 year loan term
- Unsecured or secured loans
Benefits
- No business size requirement
- Choose a repayment frequency suited to your cashflow
- No fees for making extra repayments on a variable interest rate loan
Interest rates
Variable interest rate
- Make additional repayments, which could reduce interest paid over loan term
- Repayment types include interest only, and principal and interest
Fixed interest rate
- Provides certainty in repayment amounts
- Interest can be paid monthly to help manage your cashflow
- You can’t make extra repayments
For information on our fixed rates please call our business banker on 1800 804 411
Eligibility criteria
You must:
- be a business entity or an individual 18 years and above, domiciled in Australia; and
- require the funding for business or investment purposes other than investment in residential property; and
- meet the credit criteria and credit policy requirements under an applicable offer for this product.
How to apply
1. Get ready
Check the eligibility criteria and have your business financials (e.g. financial statements, business expenses) handy.
2. Speak to a business banker
Call 1800 804 411, Mon-Fri, 8am-6pm
Alternatively, visit your nearest branch
3. Receive a response
If your application’s approved, you’ll receive a contract to sign.
4. Start using your loan
The funds will be available one business day after you return the signed contract.
Frequently asked questions
You can use it for:
- business expansion and acquisition
- capital investment
- property investment, acquisition or development
- refinancing other lending
Important information
Credit criteria, fees, charges, terms and conditions apply. Talk to a business banker for more details.