Forms and resources

Minimum required documents checklist  (PDF 368KB)

To be lodged with every home loan application

Home loan application form (PDF 785KB)

To be completed and signed by all applicants/guarantors

Salary sacrifice declaration form (PDF 657KB)

This declaration relates to salary sacrifice arrangements currently in place between the customer and their employer

Customer Account Opening Form (Transaction & Offset) (PDF 638KB)

Please complete this form if your client is applying for a new offset account or transaction account and submit it as part of their application on ApplyOnline.

Acknowledgements, Confirmations and Consents form (PDF 23KB)

Information about the acknowledgements and confirmations you make and the consents that you give us in connection with a home loan application.

Lenders Mortgage Insurance (LMI) Fact Sheet

Use to educate customers who's deposit is less than 20% or where other circumstances Lenders Mortgage Insurance is required

Verification of identity certificate - Individual (PDF 114KB)

Required prior to approval for all customers registering a new mortgage to BankSA where NextgenID was not used. 

To be completed by Broker for all states where a mortgage is being registered and where customer is new to bank.

Verification of identity checklist and certificate - Non-individual entities (PDF 177KB)

Required prior to approval for Incorporated companies, Statutory Bodies or Power of Attorney. 

To be completed by Broker for all states where a mortgage is being registered and where customer is new to bank. 

Verification of Identity Certificate – Branch Version (PDF 106KB)

To be used when customers have not used NextgenID and cannot meet the Broker face to face to complete Identity verification.  Broker to send customer to a BankSA branch with this form. 

To be completed by Branch staff for all states where a mortgage is being registered and/or where customer is new to bank.

Verification of Identity (VOI) Certificate - Video Conference (PDF 127KB)

Use this form to apply for an exemption to use Video Conference for VOI/IDV due to customer extenuating circumstances preventing customer from using NextgenID, attending a Branch or meeting Broker face to face. (eg.  illness, natural disaster, remote location).

Verification of identity - Statutory declaration

To be completed by the Identity Declarant, where photographic identity documents cannot be produced by the customer:

• New South Wales (PDF 448KB)
• Victoria (PDF 481KB)
• Queensland (PDF 395KB)
• South Australia (PDF 380KB)
• Western Australia (PDF 467KB)
• Tasmania (PDF 605KB)
• Australian Capital Territory (PDF 676KB)
• Northern Territory (PDF 401KB)

Verification of identity Overseas

Required for Verification of Identity performed for customers in a foreign country:

• Verification of Identity Overseas – Alternative Identity / Witnessing Certification – Queensland (PDF 99KB)
• Verification of Identity Overseas – Alternative Identity / Witnessing Certification – NSW SA VIC ACT TAS NT (PDF 390KB)
• Verification of Identity Overseas – Instructions for customer
  (PDF 848KB)
• Verification of Identity Overseas – Instructions for lender and broker (PDF 594KB)
• Verification of Identity Overseas – Overseas VOI Certificate (PDF 28KB)

Certified copy certificate (PDF 2MB)

To be completed by approved third parties where they have verified copies of identification documents.

Portfolio Loan direct debit request (PDF 127KB)

Required when repayment is requested to be transferred from one Bank of Melbourne account to a Portfolio Loan sub account or from an external financial institution

Standard loans direct debit request (PDF 131KB)

Required when repayment is requested to be transferred from one Bank of Melbourne account to a portfolio loan sub account or from an external financial institution

Interest Offset - new request (PDF 662KB)

Interest Offset form

Interest In Advance request (PDF 180KB)

To be completed when paying interest in advance

Rate lock request form (new loan) (PDF 823KB)

To be completed for all new loans in the application.

Translation checklist

Captures our foreign currency conversion calculation, in addition you should refer to the income verification matrix.

Existing loan maintenance checklist

Existing loan maintenance checklist for brokers.

Request to vary security form

To be completed when a property/security has been sold, a loan is to be refinanced or there is a need to release security.

Loan category switch form (PDF 633KB)

To be used to request a change the category/purpose of your home loan i.e Owner Occupier or Residential Investment.

Request copies of documents or contracts (PDF 659KB)

To be completed where customers want to obtain copies of documents or contracts.

Interest in advance request (PDF 180KB)

To be completed when requesting interest in advance repayments.

Interest offset - establishment/cancellation/change of transaction accounts (PDF 662KB)

Interest offset form.

Redraw Request Authority (PDF 1007KB)

Use this form to request Redraw or cancel an existing Redraw Facility.

Reduce advance repayments (capitalisation) (PDF 652KB)

To be completed by all borrows and guarantors to reduce advance repayments.

Portfolio facility closure request (PDF 78KB)

To be completed for a Portfolio Loan closure request.

Portfolio loan - request to vary existing structure (PDF 1MB)

Request to vary existing structure.

NSW Help Guide (PDF 4MB)

First Home Owners Grant Application Guide - New South Wales

NT Help Guide (PDF 2MB)

First Home Owners Grant Application Guide - Northern Territory

QLD Help Guide (PDF 1MB)

First Home Owners Grant Application Guide - Queensland

SA Help Guide (PDF 1MB)

First Home Owners Grant Application Guide - South Australia

TAS Help Guide (PDF 2MB)

First Home Owners Grant Application Guide - Tasmania

VIC Help Guide (PDF 1MB)

First Home Owners Grant Application Guide - Victoria

WA Help Guide (PDF 3MB)

First Home Owners Grant Application Guide - Western Australia

Note: Dynamic PDFs must be downloaded as they will not display correctly in a web browser. Please download these forms to your computer before use.

Responsible Lending - Requirements and Objectives Form (Dynamic PDF)

This form is to be used by brokers to record the customer’s requirements & objectives when submitting a home loan application outside of ApplyOnline (e.g. within a deal being submitted through Business Banking).

Responsible Lending - Guidelines for Brokers

Requirements and Objectives.

FAQs

Responsible lending requires us to have detailed conversations with customers to understand their requirements and objectives (R&O) and financial situation, so that we can assess the suitability of a credit contract. 

QRG - Non-Electronically Lodged Home Loans

Brokers submitting a broker-introduced home loan will now complete an updated version of the R&O Form. 

Reference Guide: You’re In Business – Residential & Business Lending Form (PDF 2MB)

Use this form as a reference guide to fill out the below Bank of Melbourne Residential & Business Lending Form.

You’re In Business – Residential & Business Lending Form (PDF 1MB)

This interactive PDF is for all Broker assisted customers applying for Business, Personal Finance or a combination of both. 

Checklist - loans up to $3m (PDF 123KB)

Checklist - loans $3m and above (PDF 170KB)

To help make your loan-submitting process quicker and easier, here is a range of Commercial Broker checklists.
Please remember though, that these checklists are cursory guides, and that in some cases additional documents may be required.

Direct debit request service agreement (PDF 115KB)

To be handed to all customers completing a direct debit request

SIMPLE+ Submission Pathway

For non-complex customers looking to access funding up to $5M¹.

SIMPLE+ offers non-complex customers an easier way to do business with us. Customers benefit from a streamlined application form and fewer documentation requirements compared to the Full Application pathway.

Brokers may use the new Serviceability calculator² to assess whether their customer can service the loan.  For transactions up to $1.5M, Business Activity Statements (BAS) can be used but the BAS calculator² will need to be used before the Serviceability calculator².

For further information, please refer to the SIMPLE+ Broker Flyer. 

The SIMPLE+ Application Form can be found below.

The SIMPLE+ pathway is part of our usual Business Credit Policy. Credit criteria, terms and conditions, fees and charges apply.

SIMPLE+ Application Form (PDF 3MB)

Use this form if your customer is eligible to apply for business lending under the SIMPLE+ submission pathway (must be accompanied by the Business Finance Consent form).

Business Finance Consent (PDF 208KB)

Use this form for applicable business lending applications, including the SIMPLE+ submission pathway.

SIMPLE+ Broker Support Pack (PDF 1MB)

BAS Calculator²

When using Business Activity Statements (BAS) for transactions up to $1.5M, use the BAS calculator first before the Serviceability calculator. Refer to the Broker Support pack for more information.

Notice to Borrowers & Guarantors Regarding Copy of Valuation (PDF 648KB)

To be completed as a notice to borrowers and guarantors regarding copy of valuation 
Customer can only be provided with a copy of the Valuation when applying for a Government Grant which requires this document.

Verification details indigenous individuals (PDF 605KB)

Complete this form when confirming the identity of an individual who is acquiring a product and/or service.