Home loan calculators and tools
Our home loan calculators and tools can help you plan your next step, whether you're buying, refinancing or investing in property.
Home loan calculators
Mortgage calculator
Find out how much you may be able to borrow and the potential costs involved in buying a home.
Home loan repayment calculator
See how much you may need to pay back each week or month.
Stamp duty calculator
Work out how much you could pay in stamp duty and other fees.
Refinance calculator
Rate-hunting? Estimate how much interest you could save by switching home loans to us.
Offset calculator
Find out how much interest you could save by linking your eligible variable home loan to an offset account.
Other home loan calculators
Tools to help you research
Property & suburb reports
Search a property or suburb for sales histories, estimated value, expected rent and local amenities, with our full online Property Reports.
Compare home loans
See at a glance how fees, features and loan purposes differ by product.
Compare interest rates
View and compare all of our current home loan interest rates.
Articles
What are the costs to refinance?
Refinancing your home loan has the potential to make you some hefty savings, it’s important to weigh up the costs involved.
Why refinance your home loan?
Here’s the rundown on why you might want to refinance your loan and costs involved.
Important information
Conditions, credit criteria, fees and charges apply. Based on BankSA’s credit criteria, residential lending is not available for Non-Australian resident borrowers. Interest rates subject to change. Before making a decision, it’s best to read the terms and conditions.
Loan Accounts – Charges for specific services and accounts (PDF 55KB)
This information is general in nature and has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness of the information to your own circumstances and, if necessary, seek appropriate professional advice.
^^Rate Lock: BankSA will apply the fixed rate available at the loan settlement date or the date the fixed rate term commences, unless you lock a fixed rate in on your loan using our Rate Lock feature. The fixed rate lock-in fee is 0.15% of your loan amount or $500, whichever is higher, capped at $1000 for loans up to $2M. For loans above $2M, the fixed rate lock-in fee is 0.15% of your loan amount. At the end of your fixed rate term, the interest rate will convert to our standard variable interest rate, unless a new fixed rate term’s selected and then the fixed rate is determined on the day the fixed term ends.
**Available for Owner Occupier and Investment Property Loans with Principal & Interest and Interest only repayments.