Fixed Term Deposit
A return you can count on
| Fixed Term Deposit Special Interest Rates* |
| 7.25% p.a. |
60 months |
| 6.00% p.a. |
12 months |
| 5.80% p.a. |
7 months |
| 5.10% p.a. |
4 months |
*Rates are current as at 12 March 2010 and are subject to change. A minimum balance of $5,000 and a maximum balance of $5,000,000 applies. Interest paid either at maturity or annually, depending on term. Charges may apply.
If you want the certainty of a guaranteed return at a high interest rate then a Fixed Term Deposit Account may be for you. Lock away your savings so you won’t be tempted to use them and relax knowing exactly how much your return will be#, over a term that suits you.
Earn highly competitive interest rates, maximising your investment returns
Choose a term to suit your needs from 1 month to 5 years
Enjoy the security of a guaranteed rate of return for the term of your investment#
Also available to business and DIY Super customers
Click here to compare accounts.
BankSA deposit products are covered by the Australian Government Deposit Guarantee***
Features
Key features
- Competitive interest rates with a guaranteed rate of return#
- Minimum opening balance of $1,000
- Term length between 1 month and 5 years
Interest rates
- Interest is calculated daily on the full balance of your account
- Interest payment frequency vary according to the term
Statements
- No statement issued. A Confirmation Certificate is issued each time an account is opened, matures or is renewed.
Access
Account access
- Withdraw the balance when the term ends or if you need to during the term#
- Access Fixed Term Deposit Account details 24/7* on Internet and Phone Banking*
Apply for a Fixed Term Deposit Account
- Start your online application then use BPAY to fund your Opening Deposit or add extra funds when the account matures.
- Over the phone by calling on 13 13 76 8am - 8pm, seven days a week and to connect you faster, say “New Account” when prompted.
Visit a BankSA branch
Fund your Opening Deposit
- You can use BPAY to fund your Opening Deposit whether you’ve opened your new account online, over the phone or at a branch
Click here to compare accounts.
Important information
Before deciding to acquire or continue to hold a product, you should read the Terms and Conditions and ensure the product is appropriate. The governing Terms and Conditions documents for Fixed Term Accounts includes the Fixed Term Accounts Term Deposits Terms and Conditions & General Information, and Fixed Term Accounts interest rates. The Terms and Conditions are important and we encourage you to view, save and/or print this document. If you would like a paper copy of the document, please visit your local branch or request one by post. BankSA issues the products on this website.
Any advice on this website is prepared without consideration of your personal objectives, financial situation or needs. Before acting on this advice, you should consider if it is appropriate for you.
# The interest rate is reduced if you access any of your balance during the term of the account.
* Subject to systems availability and maintenance.
*** Conditions Apply
